Mortgage setup ensures that property financing is legally registered with the Dubai Land Department. The process secures both the lender and the property owner while keeping everything compliant and transparent.
Mortgage Registration
Mortgage Registration
Mortgage
Registration
Overview
This service allows you to apply for mortgage registration of all types (mortgage registration application, usufruct mortgage registration application, provisional mortgage registration application, registration of provisional mortgage, portfolio mortgage registration application). It is for registering a property in favor of the financing entity to guarantee its rights, whether it is a first or second degree mortgage.
Fees
- Dubai Land Department Fees (Manager’s Cheque to “Dubai Land Department” / Credit Card / ePay):
- 0.25% of mortgage value + AED 290
Registration Fees (Credit Card or Cash)
- AED 4,200
Required Documents
- Original/Copy of Title Deed
- Original mortgage approval letter from the bank
- Emirates ID (buyer, seller, or POA)
- Passport copy with entry stamp (for non-residents)
- Original Arabic Power of Attorney (if applicable; must specify buying, selling, or transferring rights)
Individuals
Through The Trustee Offices
- A letter from the mortgagee bank
- Three mortgage contracts certified by the mortgagee bank and signed by both parties
- UAE ID of the owner (for identification proof only, no copy required) / Passport copy for non-resident foreigners
- A no-objection e-certificate (E.NOC) from the developer of the provisional sale properties (via Dubai REST App)
- A legal power of attorney, if represented by someone else
Important Notes
- POA issued in Dubai court has no expiry.
- POA issued outside UAE: valid for 2 years (selling) / 5 years (buying).
- All signatories must present original Passport, Visa, and Emirates ID.
- Fees and requirements may change as per DLD regulations.
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WORK PROCESS
Benefits of Mortgage Setup
